Main Street still isn’t sold on crypto despite its regulatory glow-up in Washington.

Roughly 14% of Americans own any cryptocurrency, and most say they’re unlikely to ever buy in, according to a recent Gallup survey.

Perceptions of risk remain the biggest hurdle. A majority of respondents said crypto is either “very risky” or “somewhat risky,” with only 4% saying they’re likely to buy it soon.

Another 60% said they have no interest in buying crypto at all.

Ownership is concentrated in a narrow demographic: men aged 18 to 49, 25% of whom say they hold Bitcoin or other digital assets.

Rates drop sharply among older adults and women, especially seniors, where ownership falls to just 7%.

Awareness doesn’t seem to be the problem.

While nearly all Americans have heard of cryptocurrency, only 35% say they actually “know something” about it. Among those who are familiar, the perception of volatility remains strong, even among higher-income investors.

That puts public sentiment at odds with crypto’s growing political and institutional support.

In recent months, Congress has passed the Genius and Clarity Acts, laying the groundwork for more formal integration of crypto into the US financial system.